How is Photo Verification Done for Identity Proofing?

Consider yourself in a new country with tons of appointments, papers, and deadlines that pile up as you fulfill your job duties. However, identifying yourself is to serve the purpose of accessing your bank account and hence the story of verification begins with the customer who wants to have an assurance that their account will not be misused for illegal purposes. Shocked? No, this is not something to worry about as banks and FIs these days can now highly ensure the security and personalized manner of photo verification (photoid verification) which is now widely used. In this blog, a scenario will be introduced learning about how photo verification is used to verify somebody’s identity and how it can be strengthened by incorporating the latest advances in facial recognition.

Overview of Photo Verification

“Photo verification” in simple terms is when a people upload their photo through a selfie and the image is directly compared to or matched to their ID photograph to later identify their identity. It undertakes face-matching billowing through a digital image or a hardcopy image of the users by scanning them. The usage of photo ID verification is deemed the most precise and safe verification method among other existing methods. Because you can relatively recognize an individual because of the different features that each face is equipped with. A unique piece of the identity industry would be the identity administrators, which are the ones who focus on the phrase “Your face, your identity” to be achieved soonest.

Why Photo Verification?

In those last years in the field of forensics and crime investigations fingerprint-matching and other techniques were used that find even tiny applicability and they required a lot of time, resources, and expertise to make a potential recognition of a similarity in personalities between taken under control. Due to this method being an unreliable approach given the loopholes it had, and the over-reliance on the said techniques, the present identity verification mechanisms favor facial recognition for accurate identity proofing. It has the following benefits in the domain of identity verification and authentication: It has the following benefits in the domain of identity verification and authentication:

• High-end identification of users through accurate and swift face matching.
• Digital security of customer’s identities, bank accounts, and social media accounts.
• Photo verification streamlines customer onboarding and can be carried out via smartphone selfie cameras within a manner of minutes to even seconds.
• Photo verification through facial recognition is considered secure and difficult to spoof in a normal setting.

Types of Photo ID Verification

Photo Verification of identity is carried out in two ways:

1. Photo Document ID Verification

It requires the customer or user to submit a government-issued and valid identity document like a driver’s license. There are two ways of verifying identity through a photo of the ID document:

• A user holds the identity document alongside his face in front of the camera.
• A user uploads a photo or scanned copy of an ID document for verification and face matching.

1. Live Photo Verification

This approach of photo verification requires live image capture of the user’s face through high-resolution cameras for verification. However, it is a sophisticated approach where many considerations are required such as:

• Lighting and brightness in the room while taking selfie photos.
• Angle and face position in front of the camera.
• Staying still til the picture is captured.
• Keeping the face in the capture zone.

Photo ID Verification through Facial Recognition Solution 

Pictures have the function of means of identification that began when they came about. For sure everyone knows that the loss of people defines these posts in which the faces of the people are recognized and a clear rainbow is drawn between life and death. While AI Deepfakes have made identifying a person from a photo harder, there have been some breakthroughs in the AI and biometrics world to counter that obstacle. Splicing intersectionally focused and deepfake images are already variously used by fraudsters across the market to effortlessly and free-will generate artificial, yet realistic images of individuals and bypass facial recognition systems. This means the good guys should also value the AI evolutions and use them to reign over Deepfake attacks while using facial recognition software.

It can be done through the following ways:

• Using AI liveness detection in both active and passive ways.
• Using AI-based anti-deep fake facial recognition algorithms to detect possible anomalies and injection attacks in photo verification.

The Role of Face Verification Solution

Now there is a Form of facial recognition challenge that is done through a photo ID verification service, hence the use of a third party for streamlined working. It is the industry’s method of a third party, and it manages facial recognition identity authentication of users and business customers who have used this in-service. These recently emerging solutions can work fast and correctly in a photo ID verification exercise as well as photo ID face matching. The advancement of selfie ID verification by itself has changed the overall face-matching experience to an easy and quick one that lends a hand for customers to verify their identities. Although these solutions work well to beef up their existing systems, scaling performance is becoming inevitable to deal with deepfakes and other ID theft attempts in facial recognition systems.

In contrast over 90% of the traditional biometric solutions have a liveness verification time of over one second, facia provides the fastest ID verification. Introduce Facia which is a failure-resistant firewall that will always be engaged and prevent hacking of your customers’ digital assets.